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TLDR 2023-06-15
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Step-by-Step Guide: Build a Production-Ready Payout Process (Sponsor)
Developers at companies that move money need to figure out user payouts. Marketplaces need to pay sellers, bill payment products need to support recurring payments, and digital wallets need to support customer withdrawals.Learn how it’s done with this step-by-step coding tutorial by Modern Treasury. What you’ll build: 💸 A basic payout flow that moves money between internal and external accounts via ACH 👋 A system for onboarding and verifying new external accounts 📒 A ledger for tracking transactions and account balances in real time 🔔 A notification system for returns and reversals via webhooks Tech used: Vanilla JavaScript, Node.js, Node-fetch, Express, Pug, Nodemon, Modern Treasury’s Node.js SDK. 📩 Download the PDF from Modern Treasury (free) |
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The whole world wants A.I. and the market will deliver, Sam Altman says (2 minute read)
OpenAI CEO Sam Altman says that the market will deliver on the high demand for artificial intelligence. Models will get bigger and more efficient as companies grow their infrastructure. The cost of training and running large language models is significant, so companies are working to make the technology as affordable as possible. The AI industry will have to keep making research breakthroughs in order to lower its prices. |
Google is getting a lot worse because of the Reddit blackouts (2 minute read)
Over 8,000 subreddits went dark to protest Reddit's upcoming API changes. The blackout has affected the quality of Google search results. Appending 'Reddit' to the end of a search is a common technique people use to find things on Google. Reddit contains a wealth of information that is curated by its users, and it is often helpful to peruse comments to see recommendations, opinions, or links to relevant resources. Many subreddits are planning to stay dark indefinitely, leaving search results full of largely useless links. |
Science & Futuristic Technology
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Synthetic human embryos created in groundbreaking advance (4 minute read)
Scientists have created synthetic human embryo models using stem cells without the need for eggs or sperm. The models do not have a beating heart or the beginnings of a brain, but they have the potential to form a full embryo. It is still not clear whether they can continue maturing beyond the earliest stages of development. Scientists are legally allowed to cultivate embryos for up to 14-days in the lab. There are no such laws for synthetic embryos, even if they are very much like normal embryos. |
Why Does Nuclear Power Plant Construction Cost So Much? (46 minute read)
US nuclear power has been hampered by increases in power plant construction costs. Estimated construction costs rise frequently over the life of a single project. Some projects end up with construction costs two to four times as high as the initial estimated cost. Most of nuclear energy's costs come from construction. This article looks at how these costs are broken down and what is contributing to high costs. |
Programming, Design & Data Science
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Zap (GitHub Repo)
Zap is a microframework for web applications. It can be used to make blazing-fast backends. Zap wraps and patches the facil.io web application framework. Benchmark results are available. |
spacer (GitHub Repo)
spacer is a command-line tool that inserts spacers when command output stops. It is designed for people who habitually press enter a few times in their log tails to know where the last request ended and a new one begins. A GIF example is available. |
Why the head of Xbox isn't worried about its future (19 minute read)
The media took it out of context when Phil Spencer, the head of Xbox, made a comment alluding that Xbox lost the console war to Nintendo back in May. Spencer was acknowledging that Microsoft needed to think about other opportunities than the market of people who buy video game consoles. While only some people own a console, nearly everyone owns a computer or smartphone. This article features an interview with Spencer where he speaks about how Xbox uses AI and player data, why Game Pass won't make the same mistakes as streaming video services, and why 2024's big lineup of games will be the new normal for Xbox. |
EU suggests breaking up Google's ad business in preliminary antitrust ruling (2 minute read)
The European Commission has made a formal antitrust complaint against Google and its ad business. It says that the only way for Google to address competition concerns would be to divest part of its services. The Commission is concerned that Google may have used its market position to favor its own intermediation services. Google has the opportunity to reply to the complaint in writing and request a hearing. If found guilty, Google could be fined up to 10% of its global sales and be forced to change the way it operates. |
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Thanks for reading,
Dan Ni and Stephen Flanders
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